By Dr. Treshelle Williams
Wow, can you believe we’re waving goodbye to 2023 and stepping into 2024? This year has zoomed by, and what a rollercoaster it’s been, right? Especially financially – I know some of us have had our share of ups and downs. But hey, that’s all the more reason to get excited about a fresh start. We’ve got a brand new year ahead of us, a blank slate to write our financial comeback story. So, grab your comfiest seat, a cup of something delicious, and let’s have a real talk about making 2024 our year of financial flourishing.
This year has been tough for many of us, financially speaking. It’s been a year of learning, sometimes the hard way, about what works and what doesn’t in our money matters. But that’s the beauty of a new year, right? It’s our chance to take those lessons and turn them into our ladder to success.
And as we sketch out our plans for 2024, let’s not forget to tune into our heart’s desires. It’s those dreams and passions that will ignite our journey to greatness. Remember, financial planning isn’t just about numbers and spreadsheets; it’s about paving the way to live out our dreams.
Now, more than ever, it’s crucial to craft a plan for financial success. It’s not just about wanting to be better with money; it’s about laying down a map that guides us there. So, lets chat about setting those money goals for 2024 – sister-to-sister style to gear up for a financially fabulous 2024:
Look Back to Leap Forward:
First things first, let’s have a quick throwback moment. What rocked in your financial world last year? And, oops, were there any ‘wish I hadn’ts’? It’s all cool – every choice you made is like a little lesson wrapped up in experience. Think of it as gathering wisdom gems for a sparkling 2024.
Dream Big, Plan Smart:
Now, what’s your big dream for 2024? Paying off that nagging credit card? Saving up for that awesome trip? Or maybe kicking off a side hustle? Whatever it is, let’s get SMART about it. I mean, let’s be Specific, Measurable, Achievable, Relevant, and Time-bound. So, instead of just saying, “I wanna save more,” let’s get down to the nitty-gritty, like “I’m gonna save $5K for a sweet getaway to Bali by December 2024.”
Baby Steps, Big Wins:
Got that big, beautiful goal? Fab! Now let’s slice it into cute, little, doable pieces. Think about it – saving $5,000 feels a lot less scary when you see it as about $417 a month or $104 a week. Small steps lead to big journeys, right?
Budgeting: Keep It Real (And Flexible):
Alright, time to talk budgets. But let’s keep it real – life loves to throw curveballs. So, while we’re planning our spending and saving, let’s not forget to wiggle in some room for those just-in-case moments.
Stay Curious, Keep Learning:
Girl, knowledge is your power accessory! This year, let’s make a pact to learn more about all things money. A cool podcast, a savvy finance book, or even those trendy finance TikToks – let’s soak it all up.
Accountability Buddies:
Share your goals with someone you trust – like me! It’s like having a gym buddy, but for your wallet. We’ll keep each other on track and cheer on every win.
Celebrate Every Step:
And most importantly, let’s promise to celebrate every little success. Saved an extra $50? Go, girl! Cut down on impulsive buys? You’re a star! These little parties keep our spirits high and our goals in sight.
Here’s to 2024 – a year where we chase our dreams, make smart money moves, and support each other all the way. We’ve got this, ladies!
Here’s to a year of smashing goals, making memories, and living our best financial lives!
Love and high fives,
Your Money Fairy
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